{"id":242,"date":"2026-11-09T18:57:20","date_gmt":"2026-11-09T18:57:20","guid":{"rendered":"https:\/\/akt.org.tr\/index.php\/arac-sigortasi-yenilerken-dikkat-edilmesi-gereken-detaylar\/"},"modified":"2026-11-09T18:57:57","modified_gmt":"2026-11-09T18:57:57","slug":"arac-sigortasi-yenilerken-dikkat-edilmesi-gereken-detaylar","status":"publish","type":"page","link":"https:\/\/akt.org.tr\/index.php\/arac-sigortasi-yenilerken-dikkat-edilmesi-gereken-detaylar\/","title":{"rendered":"Ara\u00e7 Sigortas\u0131 Yenilerken Dikkat Edilmesi Gereken Detaylar"},"content":{"rendered":"

Poli\u00e7e yenileme bildirimi geldi\u011finde \u00e7o\u011fu s\u00fcr\u00fcc\u00fc yaln\u0131zca tutara bak\u0131p i\u015flemi onayl\u0131yor. Oysa ayn\u0131 ara\u00e7 i\u00e7in haz\u0131rlanan teklifler teminat, limit ve hizmet kapsam\u0131 a\u00e7\u0131s\u0131ndan birbirinden \u00e7ok farkl\u0131 olabiliyor. Yolda kald\u0131\u011f\u0131n\u0131zda ya da kaza yapt\u0131\u011f\u0131n\u0131zda as\u0131l fark ortaya \u00e7\u0131k\u0131yor, bu y\u00fczden yenilemeden \u00f6nce birka\u00e7 noktay\u0131 g\u00f6zden ge\u00e7irmek gerekiyor.<\/p>\n

\"Ankara<\/figure>\n

Teminat Kapsam\u0131n\u0131 ve Limitleri Kar\u015f\u0131la\u015ft\u0131r\u0131n<\/h2>\n

Ge\u00e7en y\u0131lki poli\u00e7eyi yeni teklifle yan yana koyun. Trafik sigortas\u0131nda zorunlu limitler yasayla belirlenir ama kasko taraf\u0131nda kapsam de\u011fi\u015febilir. Cam k\u0131r\u0131lmas\u0131, h\u0131rs\u0131zl\u0131k, do\u011fal afet, mini onar\u0131m ve ikame ara\u00e7 gibi teminatlar\u0131n h\u00e2l\u00e2 yer al\u0131p almad\u0131\u011f\u0131na bak\u0131n. \u00d6zellikle sigorta bedelinin arac\u0131n\u0131z\u0131n g\u00fcncel piyasa de\u011ferine uygun olup olmad\u0131\u011f\u0131n\u0131 kontrol edin. Bedel d\u00fc\u015f\u00fck kal\u0131rsa tam hasarda eksik \u00f6deme alabilirsiniz. Ayr\u0131ca manevi tazminat ve hukuki koruma gibi ek teminatlar\u0131n limitlerini de not edin.<\/p>\n

Yol Yard\u0131m\u0131 ve \u00c7ekici Hizmetinin \u015eartlar\u0131<\/h2>\n

Bir\u00e7ok poli\u00e7ede yol yard\u0131m\u0131 hizmeti vard\u0131r, ancak ayr\u0131nt\u0131lar farkl\u0131d\u0131r. Y\u0131lda ka\u00e7 kez \u00e7ekici \u00e7a\u011f\u0131rabilece\u011finizi, arac\u0131n ka\u00e7 kilometreye kadar \u00fccretsiz ta\u015f\u0131naca\u011f\u0131n\u0131 ve kazaya ba\u011fl\u0131 olmayan ar\u0131zalar\u0131n kapsan\u0131p kapsanmad\u0131\u011f\u0131n\u0131 \u00f6\u011frenin. Lastik patlamas\u0131, ak\u00fc bitmesi, yak\u0131t bitmesi ve anahtar\u0131n i\u00e7eride kalmas\u0131 gibi durumlar her pakette yer almayabilir. Yurt d\u0131\u015f\u0131 kullan\u0131m\u0131nda hizmetin ge\u00e7erli olup olmad\u0131\u011f\u0131n\u0131 da sorun. Yard\u0131m hatt\u0131 numaras\u0131n\u0131 poli\u00e7e belgesinden al\u0131p telefonunuza kaydetmek, zor anda zaman kazand\u0131r\u0131r.<\/p>\n

Muafiyet, Hasars\u0131zl\u0131k \u0130ndirimi ve Servis Se\u00e7imi<\/h2>\n

Muafiyet, hasar\u0131n belirli bir b\u00f6l\u00fcm\u00fcn\u00fc sizin kar\u015f\u0131laman\u0131z anlam\u0131na gelir. Primi d\u00fc\u015f\u00fcrmek i\u00e7in y\u00fcksek muafiyetli se\u00e7enek cazip g\u00f6r\u00fcnebilir, fakat k\u00fc\u00e7\u00fck hasarlarda cebinizden fazla \u00f6deme yapabilirsiniz. Hasars\u0131zl\u0131k indiriminizin yeni poli\u00e7eye do\u011fru yans\u0131d\u0131\u011f\u0131n\u0131 kontrol edin. Hasar kayd\u0131 varsa tarihleri ve tutarlar\u0131 do\u011frulay\u0131n, hatal\u0131 kay\u0131t primi gereksiz y\u00fckseltebilir. Anla\u015fmal\u0131 servis a\u011f\u0131n\u0131 ve yedek par\u00e7a t\u00fcr\u00fcn\u00fc de sorun. Orijinal ya da e\u015fde\u011fer par\u00e7a kullan\u0131m\u0131, onar\u0131m sonras\u0131 ara\u00e7 de\u011ferini etkileyebilir.<\/p>\n

Yenileme \u00d6ncesi Pratik Ad\u0131mlar<\/h2>\n

Teklifleri biti\u015f tarihinden en az iki hafta \u00f6nce toplay\u0131n, b\u00f6ylece kar\u015f\u0131la\u015ft\u0131rmak i\u00e7in yeterli s\u00fcreniz olur. Arac\u0131n kilometresi, kullan\u0131m amac\u0131 ve garaj bilgisi gibi beyanlar\u0131n do\u011fru oldu\u011fundan emin olun, yanl\u0131\u015f beyan hasar \u00f6demesinde sorun \u00e7\u0131karabilir. Poli\u00e7eyi ald\u0131ktan sonra \u00f6zel \u015fartlar b\u00f6l\u00fcm\u00fcn\u00fc ba\u015ftan sona okuyun ve dijital kopyas\u0131n\u0131 saklay\u0131n.<\/p>\n

K\u0131sacas\u0131 en ucuz teklif her zaman en avantajl\u0131s\u0131 de\u011fildir. Kapsam\u0131, limitleri ve yol yard\u0131m\u0131 ko\u015fullar\u0131n\u0131 kontrol ederek yap\u0131lan yenileme, beklenmedik bir durumda hem zaman hem masraf a\u00e7\u0131s\u0131ndan sizi korur.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ara\u00e7 sigorta poli\u00e7esini yenilemeden \u00f6nce teminat kapsam\u0131n\u0131, yol yard\u0131m\u0131 ve \u00e7ekici hizmet limitlerini, muafiyetleri ve hasars\u0131zl\u0131k indirimini nas\u0131l kontrol edece\u011finizi \u00f6\u011frenin.<\/p>\n","protected":false},"author":1,"featured_media":245,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-242","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/akt.org.tr\/index.php\/wp-json\/wp\/v2\/pages\/242","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/akt.org.tr\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/akt.org.tr\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/akt.org.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/akt.org.tr\/index.php\/wp-json\/wp\/v2\/comments?post=242"}],"version-history":[{"count":1,"href":"https:\/\/akt.org.tr\/index.php\/wp-json\/wp\/v2\/pages\/242\/revisions"}],"predecessor-version":[{"id":246,"href":"https:\/\/akt.org.tr\/index.php\/wp-json\/wp\/v2\/pages\/242\/revisions\/246"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/akt.org.tr\/index.php\/wp-json\/wp\/v2\/media\/245"}],"wp:attachment":[{"href":"https:\/\/akt.org.tr\/index.php\/wp-json\/wp\/v2\/media?parent=242"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}